About Us


Direct: 816 808-8850
Chad’s Bio
Chad Milton on LinkedIn

Chad Milton has enjoyed a long and distinguished career in all areas of insurance and risk management for media companies.

Most recently, he was a founding partner of ThinkRisk Underwriting Agency—a General Managing Underwriter responsible for both underwriting and claim management of media liability insurance policies.

Before creating ThinkRisk, he was Senior Vice President of Marsh—the national practice leader for media and intellectual property—where he was a resource to Marsh offices and clients on these issues. While at Marsh, he was twice named Power Broker for Media Entertainment by Risk & Insurance Magazine.

Prior to this appointment in 2000, he was Senior Vice President, Claims and Marketing of Media/Professional Insurance, the nation’s largest underwriter of media insurance. For more than 20 years at Media/Professional, Chad was responsible for managing libel, privacy and intellectual property litigation against all types of media. Among other things, he was responsible for claims connected to Media/Professional’s office in London, and gained experience with litigation throughout the world.

Chad began his media insurance career at Employers Reinsurance, joining Media/Professional in 1981.Among other activities, Chad has been a founder and member of the executive board of the Libel Defense Resource Center in New York, chair of the Intellectual Property Law Committee of the American Bar Association’s Section of Tort, Trial and Insurance Practice, and served on the editorial board of the E-Commerce Law Reporter. In addition, he has been a frequent consultant to media companies and associations on loss prevention and risk management.

Before beginning his career in law and media insurance, he worked as a reporter, photographer and editor for a daily newspaper in Colorado. He is educated at Colorado College (Phi Beta Kappa), University of Missouri Graduate School of Journalism, and the University of Colorado School of Law. He is named in Who’s Who in American Law, Who’s Who in America and Who’s Who in the World.


Michelle Worrall Tilton is an inactive member of MRC.  In July, 2020, she joined Zurich NA  as a Cyber Product Specialist.

In 1998, she founded and served as President and Claims Counsel for First Media Insurance Specialists, Inc. —a national and international media liability underwriting and claims Managing General Agency. In 2005, she sold First Media to OneBeacon Professional Insurance where she served as Vice President and Media Liability Product Manager until 2010. Prior to founding First Media, Michelle was Claims Counsel at Media/Professional Insurance.

Michelle has served as chair of the Cybersecurity and Data Privacy andMedia, Privacy and Defamation Torts Committees of the Tort, Trial and Insurance Practice Section of the American Bar Association and co-chair of the Women in Communications Law and Insurance Law  the ABA Forum on Communications Law. She has served as program chair of the Media & Law Committee of the Kansas City Metropolitan Bar Association and co-chair of the Missouri Bar Association’s Insurance Programs Committee–a position she has held for more than 15 years and for which she received a President’s Award from the Missouri Bar in 2000.

In 2006, Michelle received the Kirsten Christophe Award from the Tort Trial and Insurance Practice Section of the ABA for excellence in tort, trial and insurance. Michelle holds degrees in both journalism and law from the University of Kansas. She is also a licensed property and casualty insurance agent and is a frequent speaker on cyber, media and intellectual property insurance, coverage issues and risk management.